CDFI Loans

Overview

Opportunity Finance Network offers loans and investments that range in size from $100,000 to $3 million, with loan terms ranging from three to ten years. All loans are non-amortizing (interest only bullets).

Priority is given to CARS™-rated CDFIs.For more information about how to become CARS™-rated, please click here.

Additionally, Opportunity Finance Network, through a partnership with Bank of America, has capital dedicated to small business financing.

Rate

Rate is based on term:

Term
(years)
Current
Rate (%)
5 4.25
7 4.55
10 5.00

*Subject to change without notice

Underwriting Process

During the underwriting process, the Opportunity Finance Network analyzes the following areas to assess the CDFI's organizational capacity:

  • Capitalization
  • Asset Quality
  • Management
  • Earnings
  • Liquidity
  • Impact
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